Get the shopping around done automatically
Try to manually shop around and you’ll either visibly age, or hardly cover the market as there are hundreds of providers, yet there’s a short-cut.
The shortcut: use a screen-scraper website
There are two ‘screen-scraping’ websites; with them you enter all your insurance details, their software then means they automatically fill in your details at a host of other insurers and brokers websites, grabbing you a quote. It’s a very quick and easy way to quickly cover the majority of the marketplace.
Which screen scaper to use?
There are only two, and the best thing is use both.  Screen-scraping sites make money as when you click through to a insurers/brokers website from them, they’re paid a ‘lead fee’.
* Insuresupermarket* for speed and range
Insuresupermarket’s pricesearch engine is very quick. The reason, it makes some basic assumptions and therefore you don’t have to fill in so many details. This means the whole process takes around five minutes.
Yet this does mean if you have slightly off-norm circumstances the quotes can be a little bit less accurate.
* Confused.com* for thoroughness and detail
Confused.com has just launched its home insurance service. It’s much more accurate than Insuresupermarket, but because of this you have to fill in many more details, meaning you need to have all your documents close by and it takes longer to do.
It currently only covers a limited range of insurers, but this is likely to grow rapidly.