joys of insurance cover, The
My generation was bought up on the need to ‘get the strength of the insurance companies around you.’ Times have changed a bit and, although I’m sure that insurance cover is an essential protection, some insurance companies have a strange approach.
I have, for many years, paid the same company an annual premium for travel insurance cover. Fortunately for both of us, I never made a claim. However, after many years of cover, I received a short letter from the insurers noting that I had reached the venerable age of 70. On that basis, they said, they could no longer offer cover! And not even a birthday card!
When we lived in London, we were too close to the Thames to qualify for flood cover. We then moved to the north of England miles from any river, a long way from the coast - to a hill in the highest market town in UK. As you might guess, I was immediately offered flood cover at a very competitive rate!
I was pleased to be able to point out that if we suffered a flood - there would be no one left to pay our claim.